Get a Business Insurance Quote Before Anyone Asks for Your Certificate
Most new owners think about insurance the day someone asks for it. A client's contract says "certificate of insurance required before work begins," or a landlord's lease wants your policy on file before you get the keys. Then you're shopping under a deadline. There's a calmer order. Know what the common coverages do, know which ones a law or a contract can require, and see a quote before anyone asks. That's the step on the Business Apps for You launch checklist: "Get a business insurance quote." Here's what it involves. The four coverages you'll hear about first These are general descriptions from the U.S. Small Business Administration and the Insurance Information Institute, not a list of what your business needs. General liability protects against financial loss from bodily injury or property damage your business causes, plus related medical costs, legal defense, and claims like libel or slander ( SBA ). A customer trips over ...